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For funeral professionals - does your funeral home offer pet cremation services?



  
95 percent of Homesteaders policy owners are likely to recommend prearranging and pre-funding to friends and family.

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Homesteaders Life

Ask Graham

Q.Regarding the Homesteaders/Aurora Casket alliance, what happens to the price freeze and roll-back if I choose to stop doing business with either company or both?
A.
The participation agreement you signed and Homesteaders’ agreement with Aurora specifically obligate Aurora and Homesteaders to adhere to the terms of the agreement on all in force business covered by your participant agreement.

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Ask Graham Archives

If you would like to read and review other questions from the Ask Graham archives, just click on a question below to check them out!

Q. Given the state of the financial markets, what is Homesteaders investment philosophy?
Q. How do you – Aurora and Homesteaders – do it when others have tried and failed?
Q. What if Homesteaders or Aurora is sold or merged with another company…will I get my price freeze and roll-back?
Q. What protection do I have if Aurora or Homesteaders has financial difficulties in the future?
Q. Most of the public companies reported slipping pre-need sales in 2009. How did Homesteaders’ sales increase by 6%?
Q. How does reinsurance fit into Homesteaders’ future plans and current financial condition?
Q. What can Homesteaders customers expect to see in the way of crediting rate adjustments in 2010?
Q. Graham, Homesteaders just celebrated its 104th birthday. How does a century-old company keep up with new technology?
Q. With cremation increasing, changing consumer preferences and differing views on the value of pre-need among funeral homes… do you see pre-need growing in the years ahead?
Q. This issue discusses the idea of “branding” as it relates to funeral service. What are your thoughts on this topic?
Q. “Graham, congratulations on your induction into the Iowa Insurance Hall of Fame. Given your success and tenure in the industry, what advice do you have for the younger generations considering our industry as their career choice?”
Q. Graham, what is your philosophy on leadership?