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Summer, 1905
Twenty-two interested parties gathered at the home of John E. Paul, to discuss the formation of a fraternal order. Less than a year later, "The Homesteaders" emerged with the purpose of providing insurance benefits to its members for "final" expenses.
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Policy Certificate Number One was issued in Paul's name on February 23, 1906. Elected the association's first President, Paul declared a theme of "neighborly cooperation, fraternity, mutual helpfulness, protection, and patriotism."
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