Introducing Simple Return Protection

Offer your client families peace of mind while they're away from home.

The last thing anyone wants to worry about is what their loved ones will do if the unexpected happens while they’re away. If death occurs away from home, the cost to transport a deceased individual can quickly add up to thousands of dollars. In addition to the financial impact, family members may need to navigate laws and regulations and coordinate logistics as they grieve the recent loss of a loved one.

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Simple Return protection, offered by Homesteaders Life Company and serviced by Sepio Guard, is insurance coverage for expenses associated with transporting the insured to a local funeral home if death occurs 75 or more miles from home.

Why Simple Return?

Through plans serviced by Sepio Guard, Homesteaders’ Simple Return™ coverage helps ease financial and practical burdens if the death occurs 75 or more miles from the insured’s primary residence. This includes:

  • Coordinating with local officials and medical facilities to arrange for transportation.
  • Obtaining necessary transportation documentation.
  • If needed, notifying and working with authorities to get transportation permits.
  • Arranging for embalming or cremation services.
  • Taking care of costs associated with returning the body to a local funeral home.

Plus, the families you serve can be assured in knowing this coverage is offered by Homesteaders, a company that has provided safe, secure funding since 1906.

Simple Return™ is available in select states* as an at-issue rider for business written with Homesteaders. When a client completes their funded prearrangement, this option is available for an additional premium.

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Provide even more complete services to clients who want to make plans for their wishes to be carried out.

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Offer peace of mind that families' burdens will be alleviated if the unexpected happens while the client is away.

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Make it easy for families to include and pay for this coverage as part of their funded advance funeral plan.


Contact us to learn more.

Find out for yourself how Simple Return™ can benefit your firm and the families you serve. Just complete this form, and we will be in touch with more details.

*The Simple Return at-issue rider is not available in California, Massachusetts, New York, Virginia or Washington state. Contact your Homesteaders account executive for more availability details.
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Life insurance and annuity products are issued by Homesteaders Life Company. Products are subject to state availability.

Any information regarding Homesteaders Life Company's products is intended solely for licensed insurance and funeral professionals.

Texas consumers visit www.prepaidfunerals.texas.gov for more information.

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