Homesteaders Life Company

Introducing Simple Return.

Wherever life takes them, Simple Return will bring them home.

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The last thing anyone wants to worry about is what their loved ones will do if the unexpected happens while they’re away. If death occurs away from home, the cost to transport a deceased individual can quickly add up to thousands of dollars. In addition to the financial impact, family members may need to navigate laws and regulations and coordinate logistics as they grieve the recent loss of a loved one.

Simple Return, offered by Homesteaders Life Company and serviced by Sepio Guard, is insurance coverage for expenses associated with transporting the insured to a local funeral home if death occurs 75 or more miles from home.

Contact us to learn how your funeral home can offer this innovative protection for families.

Why Simple Return?

Through plans serviced by Sepio Guard, Homesteaders’ Simple Return coverage helps ease financial and practical burdens if the death occurs 75 or more miles from the insured’s primary residence. This includes:

  • Coordinating with local officials and medical facilities to arrange for transportation.

  • Obtaining necessary transportation documentation.

  • If needed, notifying and working with authorities to get transportation permits.

  • Arranging for embalming or cremation services.

  • Taking care of costs associated with returning the body to a local funeral home.

Plus, the families you serve can be assured in knowing this coverage is offered by Homesteaders, a company that has provided safe, secure funding since 1906.

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Benefits of Simple Return.

Simple Return is available in select states* as an at-issue rider for business written with Homesteaders. When a client completes their funded prearrangement, this option is available for an additional premium.

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Provide even more complete services to clients who want to make plans for their wishes to be carried out.

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Offer peace of mind that burdens will be alleviated if the unexpected happens while the client is away.

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Make it easy for families to include and pay for this coverage as part of their funded advance funeral plan.

Funeral professionals, get in touch with us to learn more about Simple Return.

Find out for yourself how Simple Return can benefit your firm and the families you serve. Just complete this form, and we will be in touch with more details.

*This rider is not available in California, Massachusetts, New York, Virginia or Washington state. Contact your account executive for more information about availability.