These Terms of Use govern your access and use of the website(s) of Homesteaders Life Company (“Homesteaders”). All information accessed or viewed is considered confidential and is for only authorized use or business purposes.

Acceptance and Agreement

This website is the property of Homesteaders Life Company. By linking, referencing, using, accessing or downloading material from the websites of Homesteaders, you agree:

  • To these Terms of Use;
  • To indemnify and hold harmless Homesteaders, its officers, directors and employees from all claims of any nature arising from your access and use of the websites of Homesteaders;
  • That the Homesteaders privacy policy applies to this website and you agree to be bound by it
  • To consent and acknowledge that activity through the website may be viewed, monitored and recorded by Homesteaders to help prevent and detect potential fraud or other abuse; and
  • These Terms of Use may be changed at any time at the sole discretion of Homesteaders


Except where otherwise indicated, this site and all materials contained in it are the copyrighted property of Homesteaders.

Use of Site and Materials

You may not copy or distribute any material accessed, viewed or obtained from this website without Homesteaders express written permission. Homesteaders authorizes you to view and download unaltered materials from this website only for your use, provided that all copyrights and other proprietary notices appear in all copies. All other uses are prohibited.

All content and materials provided in this website are for general information only. Nothing on this website is intended to be used for financial or legal advice. Regardless of any content on the website, the terms and conditions of the actual Homesteaders insurance policy will always control.

Any hyperlinks or references to third party websites are provided solely for your convenience. Homesteaders makes no warranty or representation regarding the content of, or products or services offered by any third party and expressly disclaims liability for any content or security risk from any third party website.

Some areas of this website are restricted and require a login for access. Unauthorized access or use of such areas are strictly prohibited. In accessing areas of the website requiring a login, you agree that:

  • You will notify Homesteaders immediately if you believe someone else has obtained your login information or any unauthorized access to these restricted areas has occurred or may occur;
  • Homesteaders may block online access to your account without prior notice if we believe your login information are being used by someone other than you, if any unauthorized access to your information has occurred or may occur, or for any other reasons.

Choice of Law

The laws of the state of Iowa govern this Website and these Terms of Use. Any suit or other action arising out of, or in any way connected with, your use of this website may be brought only in the exclusive jurisdiction of the state and federal courts located in Polk County, Iowa.


If, for any reason, a court of competent jurisdiction finds any provision of this Terms of Use, or a portion thereof, to be unenforceable, the remainder of the Terms of Use will continue in full force and effect.