Funeral Planning Checklist: Considerations for Families

Many families can be caught off-guard by the number of tasks that must be completed within a day or two of a loved one’s death. Even those who have planned a funeral before may find themselves overwhelmed by the decisions that need to be made and details that must be coordinated.

Although funeral professionals are skilled at guiding client families through the essential tasks when a death occurs, funeral planning is much easier for all parties involved when these components are accounted for as part of advance funeral arrangements. Prearranging allows an individual to express his or her preferences, make thoughtful choices about funeral plans and talk through all of the considerations with a preneed professional.

Below are examples of the funeral to-do list tasks that should be taken into account when making advance funeral plans.

1. Compile vital statistics for paperwork

Even if the closest family members will be responsible for coordinating funeral arrangements, it’s a good idea to make finding vital statistics as easy as possible for them. During the emotionally difficult time following a loss, they’ll appreciate having quick access to information. Be sure that funeral planning paperwork includes details such as:

  • Full name
  • Family members (including the spouse’s maiden name if applicable)
  • Occupation, work history, most recent employer and retirement date
  • Military service information

In addition to this information, family members need to know where to find other important paperwork such as marriage certificates, insurance policies, wills, investment and retirement account information, etc.

2. Determine who will be involved in the funeral service

During the prearrangement process, individuals often discover they have specific preferences when it comes to who they would like to be involved with the funeral service. Planning a funeral in advance allows people to work with their preferred funeral home and express their wishes for many different aspects of involvement, including clergy and other members of a religious organization, pallbearers, readers, singers and musicians.

3. Express preferences for the viewing/service

Individuals should consider and plan for their viewing and funeral service preferences. Funeral service professionals can help explain the available options and the decisions that need to be made for each, such as service locations and transportation needs. Funeral plans should specify the messages or religious passages the person would like to be part of the ceremony (or ceremonies), as well as any hymns or other songs that should be played. If a viewing is specified as part of plan, be sure to include preferences for clothing, jewelry, glasses, hair and makeup.

4. Decide on disposition and memorialization

The choice of disposition method is deeply personal, and more options are available than many families realize. For example, individuals who choose cremation may also include embalming and a traditional viewing as part of their funeral plans. Prearranging allows people to consider all disposition options and make plans that will help avoid conflict among family members when the time comes. Individuals can also make specific selections for items such as caskets, vaults and urns.

In addition to disposition preferences, individuals should specify the final resting place. Funeral planning paperwork should include the name of the cemetery (if applicable) and whether or not the individual already owns property there. The funeral plan can also specify arrangements for a permanent monument.

5. Record obituary preferences and information

Just as loved ones need access to important information for paperwork, they’ll need details to help compose the obituary. This may not be as straightforward as some families realize, and advance funeral planning allows individuals to determine what they would like to include. Some people even choose to write their own obituaries in advance so they can express in their own words how they’d like to be remembered.

Advance funeral plans should include the name(s) of the publication(s) that should run the obituary. The plan documentation should also list the names of family members who should be listed in the obituary (such as spouse, parents, siblings, children’s spouses, etc.) and their places of residence. Other possible obituary details include:

  • Date of marriage
  • High school(s) and college(s) attended
  • Career highlights
  • Organizations in which the individual was involved
  • Hobbies and activities
  • Volunteer work
  • Degrees, certifications and other recognitions

6. Make payment arrangements

In addition to expressing preferences for funeral services, people who prearrange can make plans to fund their funerals in advance. By paying for the funeral costs before they are needed, individuals can remove the financial burden from their families and prevent potential issues between family members. Preneed professionals can explain the available options and provide information about payment plans offered by their firms.

7. List friends and family members to notify of death

Family members may not consider all of the people who need to be notified when their loved one dies. Advance funeral plans allow individuals to specify friends, relatives, members of their church, former colleagues, etc. who will want to know the news. Record contact information and brief descriptions of their relationships to the individual. This information is especially useful for ensuring distant or elderly friends and relations are kept informed of funeral arrangements.

Completing the paperwork isn’t the end of an advance funeral planning experience, however. These next steps can open the lines of communication between family members, keep your plans up to date and help others experience the benefits of prearranging.


Advance funeral planning is a gift to your loved ones, but this gift shouldn’t come as a surprise to them. It’s important to make sure they know the key details of your funeral plans, including the contact information for the funeral home where you made the arrangements. Although it may be uncomfortable at first, a conversation about funeral planning is one that can make things easier for everyone in the future.


Advance funeral planning is certainly a positive experience and might have even brought you joy as you reflected on the people and experiences that really matter in your life. But it’s also possible to experience grief when considering your own final wishes and remembering loved ones who have died. Many funeral homes offer grief support resources and programs – don’t hesitate to contact your funeral service provider for information about services in your area.


It’s a good idea to periodically review your funeral plan to make sure the information is up-to-date and reflects your preferences. Your funeral service professional can help explain your options if you’d like to make changes and can also help update your contact details and family information as needed. Be sure to discuss any changes in your plans with family members, too.


Individuals who choose to plan a funeral in advance demonstrate very high satisfaction with prearranging. In fact, 97% of respondents to a recent Homesteaders policy owner survey were “completely” or “very” satisfied with their decision, over half (63%) of policy owners have recommended prearranging to one or more people or plan to recommend it to someone they know!

This funeral planning checklist is just a sample of the considerations funeral professionals can help client families work through. Arranging for these details in advance provides families with peace of mind and helps remove financial and emotional burdens at the time of need.

Subscribe to the Homesteaders BlogGet the latest funeral service tips and insights delivered to your inbox.